A game about capital and time · in development
In Cashflow and Timeflow, a dozen games in, you know every best card and the game is solved. In Kapitime every game is generated fresh: prices, yields, risks, the year the crisis hits. The player who decides well wins, not the one who remembers.
Web and phone. A game takes 15–20 or 45–60 minutes. One world for everyone each day, compare with real people, live tables on a schedule.
Why it matters
Signature mechanics
The common pattern of life: comfort now, a disproportionate bill later. The game teaches you to spot that moment.
Your car, teeth, health and home wear out quietly. Maintenance is cheap and dull; a breakdown costs many times more and arrives at the worst moment. Condition is hidden: "if it doesn't hurt, it's fine".
Borrow from a friend to clear the credit card, take a payday loan to repay the friend. The game never shows your total debt: to see it you have to sit down and count. That is the skill.
Your partner, kids, parents and friends want more. Give in, refuse, negotiate or offer something else: four answers, each with its own price for the budget and for the relationship.
Modes
Pick a city, education and job, like a character sheet. Career, study, side jobs, deals, crises, health. Compete with real people on the very same world, or solo against the market.
Wedding, rent or mortgage, a child, helping parents, a partner's hidden debts. A reason to talk about money without a fight: the post-game review shows where the spiral started and where it could have been broken.
Full realism: whatever happens in life happens in the game. Hence 18+. Schools and companies get a soft mode with the same lessons.
How to play
Everyone plays the same generated world: same prices, same events, same crisis year.
On the train, on a plane, offline. The game runs on your device.
The daily board and a review: what the best players did at your decision point.
Scheduled games with a host, haggling and loans between players, bots in empty seats.
For hosts and clubs
Seat your own people, run the game from a panel, see every player's decisions.
World rules and card pools for your audience: students, couples, company staff.
Charts of "if you had maintained", "if you had not re-borrowed", the pressure spiral. Material for your conversation with the group.
The first hosts get the dashboard free, and we build it with you. Choose "Host" in the form.
Sign up
We will write when the prototype passes a test with experienced players and invite you to the first game. No newsletters: only invitations and a review of what happened.
If you have played Cashflow or Timeflow and believe any game can be "solved", you are exactly who we need.
Questions
The core and balance simulation are in development: thousands of bot games are hunting for a "best card" so that there is none. The first games for the list open once the prototype passes a test with experienced players. We will email the date.
The first games are free for everyone on the list. After that, a subscription; we will set the price after the first games, together with the people who played them.
No. Kapitime is an original game with its own rules, texts and mechanics. We took only one lesson from those games: fixed decks get memorized.
Yes. The game runs on your device. Your result goes to the leaderboard when you are back online. The web version installs on your phone as an app.
Full mode includes everything life does: illness, divorce, debt, court, losing someone. It is honest, which is why it works. Schools and companies get a soft mode with the same lessons and no heavy events.
Yes, as a second wave: a tabletop version with a companion app that generates parameters and keeps the books. The online version proves the mechanics first.